Corporate and institutional
banking

Discover what makes us more than a bank, a trusted community, a catalyst for success

Corporate and institutional
banking

Discover what makes us more than a bank, a trusted community, a catalyst for success

Who are we ?

The International Bank for Industry and Commerce (BIIC) is the result of the successful merger between the African Bank for Industry and Commerce (BAIC) and the International Bank of Benin for the Economy (BIBE) in 2020. With a capital of 82.514 billion FCFA, it has established itself as one of the main players in the Beninese banking sector. Since its creation, BIIC has embodied strength, innovation and commitment to supporting the ambitions of its clients while supporting the national economy.

Our mission

BIIC's mission is to provide accessible, innovative financial solutions adapted to the varied needs of its customers. We are committed to offering high quality products and services, combining modernity and reliability, to promote the growth of our customers while contributing to the economic development of Benin.

Our philosophy

Our values
Integrity
Agility and passion

Our vision
To be the bank for innovative financial services accessible to all

Our ambition
- To be the most profitable bank in Benin, with an ROE greater than 20%
- To be the best bank in terms of quality of services

Our commitment

Our signature, "The bank listens to you", embodies our commitment to remaining close to our customers and offer them solutions adapted to their needs, while maintaining high quality standards and innovating to meet the challenges of the modern banking market.

Financial results

In 2023, BIIC achieved exceptional performances which reflect its solidity and leadership in the Beninese market :

1,340.710 billion FCFA

Total balance sheet

875.409 billion FCFA

Resources collected

688.120 billion FCFA

Outstanding credit

577.448 billion FCFA

Securities in portfolio

95.6 billion FCFA

Equity

27.270 billion FCFA

Net income

What we offer

At your side, for all your projects

Specialized teams who understand and support your business needs.

FINANCING SOLUTIONS

Carefully created solutions for local and international businesses.

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Finance your business

Benefit from personalized support throughout the preparation process, advice and adapted tools.

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PME BOOST

Dedicated to supporting and financing SMEs, recognized as key players in the Beninese economy.

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Commitment to entrepreneurship

BIIC places entrepreneurship at the center of its strategy. We firmly believe that supporting entrepreneurs is essential to stimulate economic growth and create jobs. We offer tailor-made financing, strategic advice and the resources necessary to support entrepreneurs at every stage of their journey.

Strong relationships and lasting partnerships

BIIC maintains strong relationships with its stakeholders: customers, financial partners, regulatory authorities and shareholders. We aim to consolidate our leading position while remaining attentive to market needs and anticipating new trends.

Our commercial strategy

Our strategy is based on four main axes which define our approach to better serve our customers and partners.

Elite Clientele

Our exclusive offering to elite clients is personalized to meet their sophisticated financial needs. We offer a high-end experience, with tailor-made services and privileged support, in order to exceed their expectations.

Large Businesses and Institutions Clients

We offer comprehensive financial solutions to large companies and institutions. As a strategic partner, we offer structured financing, cash management advice and risk management solutions tailored to support our clients' growth.

Retail Banking (SMEs, SMIs and Individuals)

We offer flexible and accessible banking products to SMEs, SMIs and individuals. Through our “BIIC avec ELLES” and “SME BOOST” programs, we actively support entrepreneurship by offering tailored support, specific financing solutions and strategic advice to stimulate innovation and business growth.

Digital Bank

We invest in modern technologies to offer innovative digital solutions. Our digital banking platform allows our customers to carry out their transactions securely, 24 hours a day, and to benefit from a smooth, fast and accessible banking experience anywhere.

Our digital solutions